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MGM Rewards Credit Card
The brand new MGM Rewards Mastercard has a sign up bonus of 10,000 Rewards Points for anyone who spends $1000 within the first 3 billing cycles after account opening, gives you automatic MGM Pearl status and allows you to earn rewards points and tier credits to advance to higher MGM Rewards Tiers on all purchases made with the MGM Rewards credit card (formerly Mlife Credit Card). Purchases made with the MGM Rewards will earn both tier credits and points that can be used at MGM (Mlife) casinos and hotels worldwide. The Bougie Miles MGM Rewards Credit Card Review will cover the benefits, value and pros and cons of this no fee card issued by First Bankcard. One very interesting thing to note is that you have a choice as to how you use your rewards points earned on this card which you don’t have for regular Rewards Points- this card allows you to use rewards points for Slot Play- but MGM Rewards Points earned other avenues cannot be used as slot dollars and converted to free play- so it makes these points more flexible and as a result more valuable. If you want to read more about how the card actually works for users and how the rewards are deposited check out Adam’s (Travel Fanboy) very detailed post on his site Cheapskate Vegas.
I have seen higher limited time sign up bonuses up to 25,000 Rewards Points and have received many better offers via snail mail and email, so definitely sign up for the MGM Rewards mailing list.
A new benefit of this card that was missing from the previous Mlife Rewards Mastercard is that cardmembers can earn Points and Tier Credits on any deposits made utilizing the MGM Rewards Mastercard in the BetMGM sports betting app. MGM Rewards Mastercard Points can be redeemed as payment for resort wide spend like rooms, dining and entertainment or as Slot Dollars.
2022 MGM REWARDS GUIDE (PLUS EARNING AND REDEEMING TIER CREDITS, REWARDS CREDITS AND BENEFITS)
MGM Credit Card Rewards
Points and Tier Credits Bonus Earnings
- 3X points and tier credits per $1 spent at MGM Rewards destinations
- 2X points and tier credits per $1 spent on gas station and supermarket purchases.
- 1X points and tier credits per $1 spent everywhere else.
Sign-Up Bonus Value
The current sign-up bonus is 10,000 points after you spend $1,000 on the card in the first 3 billing cycles. This is worth approximately $100 so it’s about a 10% return on the required $1000 in spend.
MGM Rewards Mastercard Benefits
- Sign-Up Bonus
- Automatic Upgrade to Pearl Level Status
- Priority Hotel Check-in at M life Resorts
- No Annual Fee
- No Foreign Transaction Fees
- MGM Tier Benefits (come with the card since it gives you automatic Pearl Status for being a cardholder)
- Complimentary Self Parking at Las Vegas Resorts
- Buffet Line Pass at Las Vegas Resorts
- 10% Bonus on Points and Express Comps for gaming spend.
- Earn Points and Tier Credits on any deposits made utilizing the MGM Rewards Mastercard in the BetMGM sports betting app
Caesars Status Match to Diamond From Other Casinos
How to Redeem MGM Rewards Mastercard Points
Rewards earned on the MGM Rewards Mastercard can only be used at MGM Properties so this could be a drawback for anyone who doesn’t travel to MGM destinations, although it would be unlikely for those people to consider the co-branded credit card. They are worth $.01 each when redeemed.
Rewards Points (earned on gambling, all resort spend, online betting and the MGM Rewards Mastercard)
- Earn Points when playing your favorite slots or video poker machines, table games, sports betting, online gaming and purchases made at MGM Resorts destinations)
- Redeem your Points for hotel accommodations, dining, entertainment, MGM Rewards Moments and more at any MGM Rewards destination.
- Unlike the rewards points you earn for spend and certain types of play, the points earned via the credit card can be redeemed for slot dollars as well.
- Note: Free slot play is only available at the casino where you converted points to FREEPLAY
Which hotels are part of MGM Rewards?
Visit this page for participating M life Rewards destinations. Designated MGM resorts in the US that participate in the (MGM) Mlife Rewards Program, which currently include:
- MGM Grand Las Vegas
- The Signature at MGM Grand
- Mandalay Bay
- Delano Las Vegas
- The Mirage
- New York-New York
- Beau Rivage
- Gold Strike Tunica
- MGM Grand Detroit
- MGM National Harbor
- Park MGM Las Vegas
- MGM Springfield
- NoMad Las Vegas
Is the MGM Rewards Credit Card (Mlife credit card) worth it?
The MGM Rewards MasterCard is a decent option for MGM Mlife fans if they’re looking for a fee free credit card with a few perks for casino visits and another way to earn tier credits towards tier level status. Free parking is probably the most valuable perk of this no annual fee card and access to priority check in at MGM Resorts is a close second. Anyone who has waited on a long line at Borgata, Bellagio and Aria knows how much time can be saved with this value added perk. Automatic Pearl status and bonus earning categories that can help you reach higher status levels can be helpful in certain circumstances. MGM Pearl status can also be matched to Hyatt Discoverist status.
How to Match Hyatt Status to MGM Rewards  Step by Step
World of Hyatt offers elite members a variety of benefits for stays at participating MGM resorts as well as well as matched status into MGM Rewards Tiers— but their co-branded credit card issued by Chase has an annual fee and may be unavailable to anyone who is over 5/24 so it may be a less attractive option for anyone who’s just looking for free parking.
MGM Rewards Tiers Explained + MGM Mlife Status Match
Overall, no one is going to be blown away by this card but the benefits are generous as compared to other no fee cards and it’s always nice to have elite status without putting in any effort. One things that’s cool about this card is that the app not only has all of your account info but your Mlife loyalty account info as well.
M life casinos have MLife rewards desks on the casino floor where they can print you a card after you show them valid id. You can also ask the pit boss at certain table games to print one out for you.
How do I pay my MLife Mastercard?
Online. When you enroll or log in to your account online you can make payments by logging in here “https://auth.securebanklogin.com/?brand=mopar”
By Mail. …
By Phone. …
One the mobile app
The Mlife credit card does not have an annual fee.
MGM Rewards Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated.
For free Self-Parking (Your M life Rewards Pearl, Gold, Platinum, and NOIR card gives you access to free self-parking at the MGM Resorts in Las Vegas.) Simply obtain your MGM Pearl status card and then follow these steps:
1. Insert your MGM Rewards card as you enter & exit the Self-Parking facility.
2. If you do not have your MGM Rewards card upon entering, take a parking ticket from the kiosk.
Points earned through the MGM Rewards Mastercard may be redeemed for Slot Dollars or MGM Rewards Points to use toward rooms, dining, and entertainment at your favorite MGM Rewards destinations.
No, you earn both MGM Mastercard Points and Tier Credits everywhere you make purchases with your MGM Rewards Mastercard. Use it for everyday purchases and on your next visit to an MGM Rewards destination.
It may take 7-10 days for the Pearl Status upgrade to be reflected on your MGM Rewards account.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated.
If I’m in gold status can I use this credit card to maintain my gold status and Kevin up to platinum?
I think there’s a typo so I’m not sure what you mean…
I think a better play would be to get the Business Wyndham card for the $95 fee then match the Caesars Diamond to MGM Gold for free parking and resort fees waived. Then do the MGM Hyatt merry go round for Gold-Discoverist. Then once two stays at an MGM property one will recoup the $95 fee in resort fee savings.
I wish MGM would stop status matching there are too many Caesars people coming to MGM properties and causing over crowding.
I don’t disagree with you… unless someone is a big spender and is dying to earn Platinum. (Not sure why that would be but sometimes we do crazy things lol.)
Michael Gross says
If my wife is approved for the MGM card, can I be added as an authorized user and would I have a pearl card with my name on it granted my wife is the one applying for the card?
Not as a result of the card, You will just need to link your MGM accounts at any casino – that gives you all of the benefits of the status your wife has, even access to her comp dollars and stuff.
Are there any MGM properties that are offering tier credit multipliers for December?
DO NOT GET ONE OF THESE CARDS, it’s a scam. FNBO and MGM should be ashamed that they’re names are attached to this terrible product, The website is buggy, and goes through periods where it doesn’t function properly, auto payments doesn’t function correctly, late fees hit before payments are due, they miscalculated my fees, causing me to go over my limit, then dinged my credit – worst card I’ve had in 30+ years
I hate when card companies have glitchy systems, it ruins the experience and their credibility.